Travel Insurance to Thailand
Traveling to Thailand? A travel insurance will get you covered! While a travel insurance cannot prevent calamities or misfortunes to happen, it can cut down the burden of unexpected expenses that arise before or while traveling. Travel insurances in general cover for:
We would like to introduce to you the Luma Thailand Pass, ACS Globe Traveller, AXA Sawasdee and ACS Globe Partner Plan.
Over 75 years of age? We can still assist you. You can leave your details here (Quote form)
LUMA Thailand Pass (Thailand)
Some of the highlights at a glance:
- Applicable from age 1-74.
- Coverage from 350,000 THB up to 1,800,000 THB for accident/illness/Covid-19.
- Approved for STV, TR, Non-OA and Non-O Visa*.
- LUMA will issue a separate 400.000/40.000 THB certificate upon request. (Plan 1 and above)
- No Deductible and No Waiting Periods, coverage from Day 1.
- No direct billing EXCEPT FOR Covid-19. If you are hospitalised because of COVID, LUMA will pay the Hospital directly. For other Hospitalisations it will be looked at on a case-by-case basis.
- Outpatient is always on a pay and claim back basis.
- When applying online, your Certificate of Insurance will be issued within minutes via email (but it can take longer at busy times).
- All ages the same rates.
- The policy does not cover for medical expenses caused by a Motorbike accident.
*Important message for Dutch nationals applying for a Non-O/Non-OA retirement visa at the Thai Embassy or Consulate in The Netherlands: the LUMA Thailand pass will not be accepted by the authorities as they wish to see a cover of at least 100.000 USD.
Please note: pre-existing conditions are excluded from coverage.
Premiums | ||
Indicative premium per period of coverage
|
Lite
Plan
|
Plan 1
|
1-14
Days
|
1,399
THB
|
N/A
|
15-30
Days
|
2,299
THB
|
2,799
THB
|
60
Days
|
4,598
THB
|
5,598
THB
|
90
Days
|
6,897
THB
|
8,397
THB
|
120
Days
|
9,196
THB
|
11,196
THB
|
180
Days
|
13,794
THB
|
16,974
THB
|
The premiums above are sample premiums. For trips of 30 days and longer, you can purchase the policy by the day.
Applying can easily be done here (credit card payments only)
For the Brochure and General Conditions:
1. Benefits Table – LUMA Thailand Pass- Brochure
2.
General Terms and Conditions – LUMA Thailand Pass

AXA Sawasdee Thailand Plan (Thailand)
Some of the highlights at a glance:
- Applicable from age 6 months to 79.
- If the insured is below 5 Years old, the policy must be bought with at least 1 adult.
- Maximum duration: 180 days.
Restrictions:
With pre-existing conditions - Max. policy period is 30 days
6 months - 65 years old - Max. policy period is 180 days
66 – 79 years old - Max. policy period is 90 days - Coverage up to 750.000 THB for accident/illness/Covid-19.
- You can extend the policy when in Thailand up to the maximum policy duration of 180 days including the initial policy period.
- Approved for the TR Visa.
- Available to foreign expats and travellers only.
- AXA will not issue a separate 400,000/40,000-baht certificate.
- You can extend the policy when in Thailand up to the maximum policy duration of 180 days including the initial policy.
- Direct billing service with a wide range of contract hospitals. No direct billing if it is not a contract Hospital.
- No Deductible and No Waiting Periods, coverage from Day 1.
- The coverage starts the moment you enter Thailand.
- The coverage ends on the end date of the policy or when you leave Thailand. This is a ‘’single-entry’’ policy.
- AXA will only refund if the Visa is rejected because the AXA certificate is not accepted by the Thai Embassy or Consulate.
- When applying online, your Certificate of Insurance will be issued within minutes via email.
- All ages the same rates but rates can differ depending on your country of departure.
Please note: pre-existing conditions are excluded from coverage.
Premiums
For this we invite you to get a Quote through below link. AXA works with 3 Zones and the Premium depends on the Risk of the Country where you start your travel. Obtaining a Quote or filing an application can easily
be done via
this link (credit card payments only)

For the Brochure and General Conditions:
5. Sale TA Inbound - Sawasdee Thailand Revised - AXA Sawasdee
Brochure
6. General Terms and Conditions
Axa Sawadee
7. AXA Frequently Asked Questions [FAQ] - AXA Sawasdee
FAQ