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Health Insurance in Thailand
Moving to Thailand is an exciting adventure, whether you're here for work, retirement, or a fresh start. With world-class healthcare facilities, you’ll have access to excellent medical services – but navigating the system and ensuring you're properly covered can be challenging. That’s where we come in.
At AA Insurance Brokers, we specialise in helping people find reliable health insurance in Thailand, and comprehensive health insurance plans tailored to their needs, lifestyle, and budget.
Why Health Insurance is Essential in Thailand
Unlike many Western countries, Thailand does not offer free healthcare to expats, and private hospital bills can be costly. A good expat health insurance plan ensures you have access to quality care without unexpected expenses.
What We Offer:
- Premium coverage for individuals and families, ensuring access to the best medical care
- Comprehensive health insurance plans including inpatient, outpatient, dental, maternity, and emergency services
- Affordable health insurance solutions that provide peace of mind without sacrificing quality care
- Repatriation options for those who need coverage beyond Thailand
What’s Covered:
- Hospitalisation and surgery
- Emergency services and ambulance
- Prescription drugs and laboratory services
- Outpatient care, dental, and maternity cover (depending on plan)
How We Help You Find the Right Plan
When looking for health insurance in Thailand, it’s crucial to consider:
- Policy waiting periods and immediate coverage
- Inpatient and outpatient options
- Premium increases as you age
- Coverage limits and exclusions
- Availability of your preferred hospitals
- Visa-related insurance requirements
Our experienced, knowledgeable team will assess your situation and help you choose the right plan. We work with some of Thailand’s leading, OCI-regulated insurers, such as Pacific Cross, AXA, Allianz and APRIL Thailand to offer competitive prices and flexible coverage.
Tailored Coverage for Your Needs
Health insurance pricing depends on various factors, including your age, coverage level, and whether you need additional services like dental care. We’ll work with you to customise a health insurance plan that meets your needs and budget, ensuring you only pay for the coverage you truly require.
Example Coverage Options
🔹 A 59-year-old expat: A plan may cost as much as THB 70,000/year (approx. EUR 2,000), covering hospitalisation and outpatient care, while opting for an inpatient-only plan can reduce costs by 20%.
🔹 A family of four (parents in their late 40s, two children): Comprehensive health insurance covering hospital stays and treatment across Thailand, ASEAN, and Europe will cost around THB 125,000/year (approx. EUR 3,500), and you’ll be eligible for a 12.5% family discount.
Why Choose AA Insurance Brokers?
Unlike dealing directly with insurers, we work for you – not the insurance company. That means:
✔ Wider choice – We compare multiple plans to find the best fit
✔ Same or better prices – Our clients benefit from exclusive discounts on affordable health insurance plans
✔ Personalised service – We help with claims and policy adjustments
✔ No extra fees – You get expert advice at no additional cost
Get a Personalised Quote
Every person’s situation is different, so let’s find a health insurance plan that’s right for you. Contact us today for expert advice and a tailored health insurance solution.
Our team specialises in health insurance, making it easy for you to find the right coverage within your budget. Let us handle the details and tailor a plan that fits your needs – because having the right protection gives you peace of mind. We're here to help with all your insurance questions!
